Andrew Richards

Andrew, originally from the Wirral, is a partner at Plutus Wealth Management and has been in the financial services sector since 2006. He studied Business Studies at Manchester Business School before completing an MSc at Manchester University.

Known for his keen eye for detail and problem-solving mindset, Andrew specialises in mortgage advice. He holds an Advanced Mortgage Advice certification from the Society of Mortgage Professionals and is a member of the Personal Finance Society. Over the years, he has built a strong network across high street lenders and private banks, allowing him to expertly navigate a wide range of client situations—from first-time buyers and self-employed business owners to experienced property developers. His key piece of advice? “Give your future self a break and start saving early.”

Before moving into finance, Andrew had a passion for basketball, playing at national level for England. Though his career ultimately led him to financial services, he still brings the same drive and discipline to his work. His go-to inspiration comes from top athlete autobiographies, offering insight into the different ways elite minds approach challenges.