Plutus Insights
Property - again
Property, Property, Property
This week sees the government bringing forward part of its flag-ship help to buy scheme by 3 months.
Independent or Restricted
Just over 9 months ago the Retail Distribution Review brought sweeping changes across financial services.
Switching Bank accounts
As from today (Monday 16th September) switching between bank accounts should take no longer than 7 days.
Cash Deposits
The FCA announced this week that it was turning its attention to so called ‘Teaser Rates’ that banks offer on savings accounts to entice new customers.
Legacy Of A Will
With the recent news stories of legacy’s left in Will’s to repay the national debt it seemed appropriate to highlight what you need to do to make a Will valid, and the importance of being clear and concise in the wording used.
How To Pay The School Fees
With A-level results out today we’re sharing an Article Rob wrote for Independent School Parent Magazine: ‘How to pay the School fees’
Second Home Tax Deadline
Today, the 9th August, marks the final day anyone who hasn’t declared a Capital Gain (if due) on the sale of a second home to inform HMRC, they then have until 6th of September to make any payments.
The Future Of Interest Rates
Low interest rates for the future, but mind the caveats.
Financial Education
The latest survey from the Money Advice Service concludes we are a nation ‘working hard to manage’ – telling people what they already know being the conclusions of any good survey.
Unusual Investment Themes
Plutus Partners are regularly asked to provide commentary for the press -we inevitably produce much more copy than is able to be published.
Auto Enrolment, Workplace Pensions, NEST
We will all have probably heard phrases in the press recently such as “Auto-Enrolment”, “Workplace Pensions” and “NEST” and no doubt some of us will have seen the television advertisements with Karen Brady, Nick Hewer and Theo Paphitis but I suspect some of you may be unclear as to who it affects and if it will affect you.